For over 12 years, Craig Insurance Group has helped the Raleigh, NC community find the insurance coverage they need to protect what matters most. We are committed to establishing long term relationships with all of our clients. We will help you assess your coverage options.
Life insurance allows you to start planning for the future when you will not be around. While it’s uncomfortable to think about, you have to establish a plan for how you would like your assets transitioned after you pass away. Life insurance can help ensure a smooth transition after you pass away and help alleviate some of the stress that your loved ones may feel managing your estate. You’ll have to sit down and figure out which policy is best for you, considering your situation.
Whole life policies provide coverage for an extended time period. Term life policies provide coverage over a specified period of time. You can add coverage for intervals normally between 10 and 30 years. Variable life insurance policies are flexible and provide more options for growth. Universal life insurance also provides flexible policy options and gives you more control over how you would like things handled.
As you research different policies, you have to assess your personal situation. If you are single right now, you have to think about if you would like to start a family in Raleigh, NC one day. Even if you choose not to start a family, life insurance will still help your loved ones manage the aftermath of your passing. If you have already started a family, you will have to think about the legacy that you would like to leave behind for them.
Craig Insurance Group Will Help You Plan For The Future
For more information on life insurance, visit our website today!
Becoming an independent driver is a milestone for many teenagers in Durham and Raleigh, NC. Even if you decided to wait to buy your first car, the thrill is the same. The sun is shining, the window is down, and your favorite song is playing on the radio. But wait…did you buy your auto insurance yet? Before you can register and drive the streets and highways of North Carolina, you’ll need to secure an auto insurance policy through an agent like Craig Insurance Group. If you’re wondering what that entails, we’ve laid out the process in three easy steps.
Work with a Reputable Agent
The first step is to reach out to a friendly, reputable agent at Craig Insurance Group. We are here to answer all your questions and guide you through the auto insurance buying process. Once you get started, you’ll see just how easy it is. There’s no pressure, simply a reputable agent giving you knowledge and information to make an informed decision.
Next, you and a reputable agent will compare several auto insurance quotes. Together you can compare cost and coverage and determine which policy is right for you. Take notes, if you like, and take your time making a decision. There’s no rush.
Bundle Your Policies
Finally, if you have any other insurance policies, like home or life, you can bundle these under one carrier to save on your premiums. Ask your agent about this.
Are you ready to purchase your first auto insurance policy? To learn more, contact our team in Raleigh, NC today at 919-772-5202 or 919-544-8484. Our agents are standing by, ready to take your call.
Owning and operating your own business is both challenging and rewarding at the same time. To protect your business, which is also your livelihood, you need to obtain commercial insurance.
Is It Required?
Certain types of commercial insurance are required for business owners in North Carolina. It would help if you had commercial liability auto insurance for all of your business vehicles that will cover the injuries or property damage incurred by others involved in an accident that is deemed the fault of the person driving the business-owned vehicle. If you or your employees use their personal vehicles for business purposes, you should ensure that all of those vehicles are covered under at least a commercial insurance auto liability policy.
Also, in North Carolina, if you have three or more employees, you must obtain workers’ compensation insurance. This type of policy will cover any injuries or illnesses that your employees sustain while working at their jobs.
Other Coverage Options
If you rent the space where your business is located, your landlord may require you to obtain a commercial insurance policy, especially one that covers liability issues. For instance, if a visitor to your business falls and is injured, this part of your commercial insurance policy will cover their medical bill and lost wages.
You will also want to cover the business itself in the case of a natural disaster, fire, vandalism, theft, or other horrible incidents that could affect your business income for a period of time. This type of policy will help you make repairs or rebuild the business and cover inventory that is lost.
To create a commercial insurance policy that will best benefit you and your business, you should seek an experienced commercial insurance agent’s advice and assistance. The agents at Craig Insurance Group in Raleigh, NC are ready to assist you with all of your commercial insurance needs. Call for an appointment today!!
Your home is one of the most important investments you will make in your lifetime, so it is crucial to protect it in any way that you can. One of those ways is to obtain a homeowner’s insurance policy that will provide the coverage options that you need to feel safe and secure in your home and about your home.
A homeowner’s insurance policy will provide you with coverage for a multitude of things, such as repairing or replacing your home if it is damaged or destroyed by a tornado or hurricane. A homeowner’s insurance policy will also cover your home if it is destroyed or damaged by a fire, vandalism, or someone breaks into your house and takes your personal belongings in a theft incident. You want to make sure that not only is your home covered, but the items inside that you have worked so hard to purchase, such as your appliances, electronics, household items, clothing, and furniture, are covered also.
If your home is paid off already or if you paid cash to purchase it, you may forget about securing a homeowner’s policy, but you really should obtain one. The peace of mind in knowing that your investment is protected is priceless. Also, if you purchased your home through a bank or mortgage company, your lender will require you to have a homeowner’s insurance policy in place to protect their investment in your property.
To create the best homeowner’s insurance policy for you and your situation, contact the home insurance agents at the Craig Insurance Group in Raleigh, NC. Call today for an appointment to ensure your beautiful home is covered!