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Craig Insurance Group Inc

309 W Millbrook Rd, Suite 151
Raleigh, NC 27609

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How to Shop for Renters’ Insurance

At Craig Insurance Group in Raleigh, NC, we want everyone to have the insurance coverage they need at a price they can afford. Knowing how to shop for insurance is the first step to getting a good deal. Each type of insurance is unique, but these steps will help you when shopping for renters’ insurance.

Assess Your Valuables

You don’t necessarily need to inventory the items in your rental, but it will absolutely help you find a renters’ insurance policy that fits your needs. Get receipts if you can, especially for more expensive items. Take pictures of everything, and store them somewhere you can reach them if you lose everything else. Online storage is a good option, but you should keep multiple backups. Feel free to bundle less expensive or bulk items together on your list.

Research Renters’ Insurance Providers

Even if you have a working relationship with one provider for another type of coverage like your auto policy, you should research potential providers through the lens of renters’ insurance. Look for their renters’ insurance options. Reviews from customers who had renters’ insurance through those companies can sometimes be helpful, but they’re not always unbiased.

Ask for a Quote

Once you’ve decided which providers you’d like to try, it’s time to get quotes. Few insurance providers will give you more than the basic idea of their coverage options without more details. Price quotes you see in reviews are not very reliable for that same reason. Once the provider has your details, they apply their company policy to the details to determine your premium, liability limits, and other policy factors.

Get an Agent’s Help

An insurance agent specializes in helping pair people with an insurance provider. Craig Insurance Group can help Raleigh, NC renters compile their asset information, add insight into insurance providers, and get quotes from multiple providers with less hassle.

Renters’ Insurance for Any Rented Home

If you rent a home, it doesn’t matter which type of home it is. You need renters’ insurance. Many people think about renters’ insurance when they rent a house, but it’s also important to have it for apartments, condos, trailers, and more. If you don’t yet have renters’ insurance, contact us at Craig Insurance Group in Raleigh, NC.

Protect Your Belongings

One of the types of coverage included in a renters’ insurance policy is coverage for your possessions. All of the items inside your rented home are insured when you have a renters’ policy. The best practice is to create an inventory of what you own and keep it in your rented home soon after moving in. This can be done by making a list of all of your major possessions and filming yourself going from room to room so that there is a video record of what you own.

Protect Your Home

Another type of coverage included in a renters’ policy is protection if something should happen to your home that renders it uninhabitable. Several disasters, accidents, and calamities can happen that leave a rented home unlivable. If this should happen, your renters’ policy will pay for you to move to a different residence while yours is being rebuilt or repaired. This protects your standard of living. 

Protecting Your Finances

Renters’ insurance also contains some protection against your liability. If someone comes to your home and gets sick or injured, this insurance will pay for their medical bills and lost wages. This keeps you from being sued in the event of an accident or illness. 

Get Your Renters’ Insurance Policy

If you rent your home and don’t yet have the renters’ insurance policy you need, call us at Craig Insurance Group in Raleigh, NC.

Partner Carriers

  • American Modern
  • Dairyland
  • Foremost
  • National General
  • Nationwide Insurance
  • Progressive
  • Strickland Insurance Brokers
  • Tapco
  • The Hartford
  • Travelers
  • US Assure