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Craig Insurance Group Inc

204 W. Millbrook Dr.,
Raleigh NC 27609

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What Types of Umbrella Insurance Are There?

Umbrella insurance is a type of voluntary indemnification. While there is no law in Raleigh, NC that compels residents to purchase a policy, this category of coverage is designed to work alongside other preexisting insurances. 

Why Umbrella Insurance?

This means that you can purchase umbrella insurance to supplement your auto insurance, homeowners, or commercial policies. Your standard insurance policy limits must be exhausted before the umbrella insurance kicks in, and these will typically have caps that are significantly higher than what your primary indemnification can offer. 

This is a good option if you have investments that are worth more than what your regular insurance will cover or if you potentially face hazards that could cost you significantly. Umbrella insurance policies can usually offer protection that runs into millions of dollars. 

Another benefit of umbrella insurance is that it will often offer subcategories of coverage that your standard policy does not include, and this will differ, depending on your contract. Ask your Craig Insurance Group representative for specifics on what would be covered. 

Your umbrella insurance can also extend to other members of your family who inhabit your home, for example, with homeowners insurance. Dog bites can be a covered peril, as can attorney’s fees with regard to lawsuits.

Umbrella insurance is usually inexpensive and works to protect your assets in the event that you encounter a costly life event. Parents of teenagers, for example, can be held responsible for paying exorbitant bills if a court of law finds their son or daughter liable in an automobile accident. 

Craig Insurance Group is Here To Help

We take pleasure in providing the residents of Raleigh, NC with insurance products and services to protect every area of their lives. Please reach out to us for more information by calling, reaching out online, or stopping by in person. We look forward to working with you. 

Partner Carriers


  • American Modern
  • Dairyland
  • Foremost
  • National General
  • Nationwide Insurance
  • NCJUA
  • Progressive
  • Strickland Insurance Brokers
  • Tapco
  • The Hartford
  • Travelers
  • US Assure