It’s easy to get drowned out by all the misinformation surrounding flood insurance. Luckily, Craig Insurance Group can keep you anchored.
Our skilled staff can help you add a flood insurance policy that protects you, your loved ones, and your home. But, even more importantly, the agency is a great resource.
Here are four key flood insurance facts that everyone should know:
Flood insurance is a necessity
Flood insurance is rarely required. Yet it’s always warranted. And not just for high-risk areas. Under the right conditions, anyone is at risk of flood damage. In fact, FEMA reports that individuals who live in low to moderate-risk zones are five times more likely to face a flood than a house fire.
Flood insurance is likely missing from other policies
Many people incorrectly assume they already carry flood protection. This misconception can be costly. Although renters have some coverage through their landlord or building association’s plan, this is limited. It typically applies only to the building itself, excluding any interior damage. Only a dedicated flood insurance policy can safeguard your belongings.
Flood insurance is easy to add and federally supported
All policies are backed by the National Flood Insurance Program. These are then issued through local, private agencies, like Craig Insurance Group in Raleigh, NC. Although pricing will vary based on coverage needs, location, and a risk assessment, it’s easily added to existing policies.
Contact Us Today
No matter where you live in the state, floods are often unexpected and unavoidable. It’s important to be prepared. In addition to providing protection, a flood insurance policy provides peace of mind. Craig Insurance Group in Raleigh, NC is here to help. Schedule an appointment today.
