Renters Insurance in North Carolina
Even if you rent a home or apartment, it's still important to make sure you have the right type of coverage for your needs. Fortunately, Craig Insurance Group Inc. has you covered when it comes to renter’s insurance for your Raleigh, North Carolina property.
What Is Renters Insurance?
When somebody buys a home, they're generally required to purchase homeowner's insurance. This ensures that if something happens to that home, the damage can be covered by insurance. The same is true with renter’s insurance in most cases. If you're moving into a new apartment or rental home, it's important to figure out whether renter’s insurance is required.
Renters insurance is designed to cover damage to your personal property as well as any costs if you're found liable for something on the property. You may also receive compensation for temporary housing if the rental property you're living in is damaged and you have to stay somewhere else while it's fixed.
The Right Amount of Coverage
The good news about getting a Durham renters insurance policy is the fact that it's so easy. All you have to do is answer a few basic questions to get a quote. The most important thing is making sure you've got enough personal property coverage for what you have inside the rental. For many people, this amount is below the minimum amount of coverage.
It's also important to understand what is and isn't covered by your renter's insurance. This can vary from policy to policy, so make sure you ask your agent about it when you're getting a quote. Understanding your policy is key when it comes to getting the right coverage.
If you're moving into a new rental property in the Garner, NC, area, you need to make sure you have good insurance. Thankfully, Craig Insurance Group Inc. can help. Give us a call to find out more about renter's insurance or get a quote today.