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Craig Insurance Group Inc

309 W Millbrook Rd, Suite 151
Raleigh, NC 27609

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Do I Need Rental Reimbursement Coverage?

If you have been shopping for car insurance in Raleigh, NC, you have likely been advised to consider adding rental reimbursement coverage to your policy at some point. You should get rental reimbursement coverage because it’s among the essential auto insurance add-ons that you can get.

Here’s what to know.:

1. What Is Rental Reimbursement Coverage? 

Suppose you get into a collision, and your vehicle is damaged, and you have collision or comprehensive coverage as part of your auto insurance cover. In that case, the insurer will pay to repair it. According to reliable statistics, the average duration for a car repair after a collision is 11 days. This means that you will not have your car for the period of the repair and you need alternative transport which will cost you extra. Rental reimbursement coverage will pay the additional cost of you using alternative transportation.

2. Why Do You Need Rental Reimbursement Coverage?

There are numerous advantages to having rental reimbursement coverage on your auto policy. This is why at Craig Insurance Group, we encourage you to get this coverage. The advantages are:

  • Cheaper cost: Paying for alternative transportation out of pocket when your vehicle is being repaired after a collision can be very expensive. This is especially true if you have to rent a car. Getting rental reimbursement coverage is a cheaper alternative. The coverage is usually affordable because most insurers have business deals with car rental companies. 
  • Convenience: Not having a mode of transportation can be very disruptive to your life, especially if you hadn’t set aside some emergency money for this purpose in advance. Having rental reimbursement coverage as part of your auto policy eliminates this hurdle. Additionally, your insurer will conveniently provide you with a rental car as soon as they take away your vehicle for repair. 

Are you a Raleigh, NC, resident looking for auto insurance with useful coverage add-ons? Contact Craig Insurance Group today.

What can happen if I do not have auto insurance?

Those that are in the Raleigh, NC area will enjoy the great economy and variety of local amenities. If you are looking to maximize your experience in this community, owning a car is a great option as it will make it much easier for you to get around. Along with purchasing a vehicle here, you also need to get insurance for it. If you do not have proper auto insurance here, you could face a few different setbacks.

No Protection for Vehicle

If you do not get an auto insurance plan when you are in North Carolina, you will first be disadvantaged by not having protection for your vehicle. A vehicle can cost someone a significant amount of money to purchase and maintain. At the same time, it is something that you will rely on to get around the community. If you do not get proper coverage for it, you could lose the vehicle and not have a way to replace it if there is a bad accident or it is stolen.

Violation of Law

If you are not actively insured and drive your vehicle around North Carolina, you could also find yourself in violation of state law. Anyone that wants to drive here needs to carry liability insurance at all times to comply with the law. If you do not have this coverage, you will face various penalties. 

Having an auto insurance plan continues to be a necessity for people in the Raleigh, NC area. If you would like to get an insurance plan here, calling Craig Insurance Group can be a great option. The team with the Craig Insurance Group understands how important this coverage is, and they can offer the support needed to understand your options and choose a plan. 

3 Tips for First Time Auto Insurance Buyers

Becoming an independent driver is a milestone for many teenagers in Durham and Raleigh, NC. Even if you decided to wait to buy your first car, the thrill is the same. The sun is shining, the window is down, and your favorite song is playing on the radio. But wait…did you buy your auto insurance yet?  Before you can register and drive the streets and highways of North Carolina, you’ll need to secure an auto insurance policy through an agent like Craig Insurance Group. If you’re wondering what that entails, we’ve laid out the process in three easy steps.

Work with a Reputable Agent

The first step is to reach out to a friendly, reputable agent at Craig Insurance Group. We are here to answer all your questions and guide you through the auto insurance buying process. Once you get started, you’ll see just how easy it is. There’s no pressure, simply a reputable agent giving you knowledge and information to make an informed decision. 

Compare Quotes

Next, you and a reputable agent will compare several auto insurance quotes. Together you can compare cost and coverage and determine which policy is right for you. Take notes, if you like, and take your time making a decision. There’s no rush. 

Bundle Your Policies

Finally, if you have any other insurance policies, like home or life, you can bundle these under one carrier to save on your premiums. Ask your agent about this. 

Are you ready to purchase your first auto insurance policy? To learn more, contact our team in Raleigh, NC today at 919-772-5202 or 919-544-8484. Our agents are standing by, ready to take your call. 

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